TERMS & PLANNING BOUNDARY
A planning model, not a promise.
This stress test is a planning tool based on user-provided information and stated assumptions. It does not guarantee funding, eligibility, rates, terms, insurance reimbursement, approval, or financial performance and does not replace professional accounting, tax, legal, lending, insurance, or underwriting judgment.
User responsibility
You are responsible for checking inputs, assumptions, calculations, exports, and decisions. Sample values are fictional and are not industry benchmarks.
No underwriting or application submission
The tool does not underwrite, approve, move money, submit applications, or create binding commitments. An estimated funding gap is not an approved borrowing amount.
Insurance and credit
A filed insurance claim is not cash. Insurance proceeds count only in the modeled receipt week. Available credit is listed separately and is not cash until an intentional draw is modeled.
Moonshine Capital
Moonshine Capital is not a bank. Eligibility varies, terms may change, and funding is not guaranteed.